
Empowering Growth with Precision
TMG provides a comprehensive range of services designed to meet the specific needs of businesses in emerging markets. Our solutions are designed to manage risk, increase efficiency, and promote compliance with regulatory standards.
Risk Advisory
We offer risk and management advisory services that help clients manage their exposure to risk. Our strong relationships with global (re)insurance and financial markets allow us to tailor solutions that provide capital relief, risk transfer, and protection against financial losses.
We facilitate solutions where risks and premiums are shared between insurers and reinsurers. Advisory on excess of loss reinsurance, providing protection against significant financial losses, giving businesses peace of mind.
We advise businesses on solutions against losses caused by natural disasters such as earthquakes, hurricanes, and floods.
We offer alternative solutions and methods of transferring risk, such as insurance-linked securities and catastrophe bonds, allowing businesses to access capital markets for innovative financing.
We provide advisory for businesses seeking to create captive insurance companies. These specialized entities allow businesses to manage unique risks and retain more control over their insurance programs.
- We assess whether forming a captive insurance company is a viable option for clients, considering their risk profile, financial modeling, and regulatory requirements.
- We guide clients through the entire process of creating and licensing captive insurance companies, ensuring full compliance with all regulatory requirements.


Consultancy
TMG provides a range of advisory services to support businesses in risk management, governance, and compliance. We help clients navigate complex regulatory environments and develop strategic risk solutions.
- Governance, Risk, and Compliance Advisory: We assist clients in establishing frameworks to manage risks, meet regulatory requirements, and improve corporate governance.
- Strategic Risk Advisory: We help businesses align their risk management strategies with their long-term goals, enhancing resilience and protecting their growth.
- Market Entry Support: For businesses looking to expand into new markets, we offer expert advice on regulatory conditions and market dynamics to support a successful entry.
Analytics
Our partnerships with advanced analytics companies gives us the capabilities to provide our clients with powerful tools for risk assessment and decision-making, ensuring they can anticipate and respond to emerging risks.
- Predictive Modeling: Using statistical techniques and data analytics, we forecast risk trends and potential losses, allowing clients to manage their portfolios proactively.
- Risk Assessment: We use detailed risk profiling and data analysis to provide a clear understanding of clients’ exposures, guiding informed decision-making.
- Catastrophe Modeling: We assess the potential impact of natural disasters on clients’ portfolios and help guide their reinsurance purchases with reliable, data-driven insights.

Reinsurance Brokerage
We offer reinsurance brokerage services that help clients manage their exposure to risk. Our strong relationships with global reinsurance markets allow us to tailor solutions that provide capital relief, risk transfer, and protection against financial losses.

Proportional and Non-Proportional Reinsurance:
We facilitate solutions where risks and premiums are shared between insurers and reinsurers. For excess of loss reinsurance, we provide protection against significant financial losses, giving businesses peace of mind.
Facultative Reinsurance:
For clients seeking coverage for specific, high-risk policies, we offer flexible risk transfer solutions that help businesses manage individual exposures.
Catastrophe Reinsurance:
Our solutions protect businesses against losses caused by natural disasters such as earthquakes, hurricanes, and floods. We work to secure sufficient reinsurance coverage to stabilize financial recovery after major events.
Innovative Risk Transfer Solutions:
We offer alternative methods of transferring risk, such as insurance-linked securities and catastrophe bonds, allowing businesses to access capital markets for innovative financing.
Underwriting Expertise:
Our team specializes in areas such as property, casualty, cyber risks, political risks, and environmental liabilities. We assess complex risks to ensure that each insurance policy meets both the insurer’s and client’s requirements.
Claims Management:
We oversee the entire claims process, ensuring that claims are handled efficiently and resolved fairly, reducing disruption for our clients.
Product Development:
We work closely with insurers to develop new insurance products that address emerging risks and respond to the changing needs of policyholders.
Innovative Risk Transfer Solutions:
We offer alternative methods of transferring risk, such as insurance-linked securities and catastrophe bonds, allowing businesses to access capital markets for innovative financing.Managing General Agent Services
As a managing general agent, Meridiem has the authority to underwrite and manage insurance risks on behalf of insurers. This allows us to offer tailored risk management services to meet client needs.
Captive Management
We provide end-to-end management services for businesses seeking to create captive insurance companies. These specialized entities allow businesses to manage unique risks and retain more control over their insurance programs.

Captive Feasibility Studies:
We assess whether forming a captive insurance company is a viable option for clients, taking into account their risk profile, financial modeling, and regulatory requirements.
Captive Formation:
We guide clients through the entire process of creating and licensing captive insurance companies, ensuring full compliance with all regulatory requirements.
Ongoing Management:
We offer full administrative support, financial reporting, and compliance management for captive insurance companies, helping them operate efficiently and effectively.
Governance, Risk, and Compliance Advisory:
We assist clients in establishing frameworks to manage risks, meet regulatory requirements, and improve corporate governance.
Strategic Risk Advisory:
We help businesses align their risk management strategies with their long-term goals, enhancing resilience and protecting their growth.
Market Entry Support:
For businesses looking to expand into new markets, we offer expert advice on regulatory conditions and market dynamics to support a successful entry.Consultancy and Advisory
Meridiem provides a range of consultancy services to support businesses in risk management, governance, and compliance. We help clients navigate complex regulatory environments and develop strategic risk solutions.
Advanced Analytics
Our advanced analytics capabilities provide clients with powerful tools for risk assessment and decision-making, ensuring they can anticipate and respond to emerging risks.

Predictive Modeling:
Using statistical techniques and data analytics, we forecast risk trends and potential losses, allowing clients to manage their portfolios proactively.
Risk Assessment:
We use detailed risk profiling and data analysis to provide a clear understanding of clients’ exposures, guiding informed decision-making.